95% Mortgages: Everything You Need to Know
Since March 2020, low deposit deals have virtually disappeared from the mortgage market, hitting first-time buyers hard, as well as those with low levels of equity in their property. During the COVID-19 pandemic, lenders saw these deals as high-risk and withdrew most of their offerings. The Government has now announced that it will be backing […]
The Stamp Duty Holiday Extension Explained
On 3 March 2021, Chancellor Rishi Sunak announced that the Stamp Duty Land Tax (SDLT) holiday will be extended until 30 June 2021 after facing pressure to extend the deadline by three months amid concerns of a ‘cliff-edge’ come the end of March. In the 2021 budget, Sunak confirmed that buyers hoping to make the most of the savings of the […]